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Super viewed as mortgage solution

A high number of people plan to use super to extinguish their mortgage as more people expect to retire still holding that debt.   A ...
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How to turn your annual SMSF investment strategy review into a genuine analytical exercise

Many SMSF trustees see the annual investment strategy review as a compliance obligation.   Many SMSF trustees see the annual investment strategy review as a ...
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SMSF pension shortfall – when can trustees self-assess?

Few SMSF compliance issues create as much anxiety as discovering a minimum pension hasn’t been met.   Few SMSF compliance issues create as much anxiety ...
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CSLR levy on SMSFs unfair

The Institute of Public Accountants has criticised the government’s intention to impose a levy on SMSF trustees to fund the CSLR.   The Institute of ...
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Financial literacy in Australia: Where we’re improving (and falling behind)

How well do we understand our money?   How well do we understand our money? Most of us make financial decisions almost every day. We ...
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Five steps towards a more confident retirement

Small steps today could make a big difference to how you feel about retirement.   Small steps today could make a big difference to how ...
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ATO’s LRBA data significantly less than industry figures

There were nearly four times as many new residential loans written using limited recourse borrowing arrangements in FY2026 than the ATO’s data indicate, and the ...
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How to maximise the impact of your inheritance

Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wisely   . Australia is entering one of the largest intergenerational wealth transfers in its ...
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Six ways Gen X can build retirement savings

Making the most of your peak earning years . Many Gen X Australians are now in their peak earning years and retirement is not too ...
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Contribution splitting now more valuable

The introduction of Division 296 has highlighted the value of contribution splitting and increased the usefulness of account equalisation strategies for both lower and higher-balance ...
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New to SMSFs? Start preparing for your first SAR lodgment

New SMSFs that are required to lodge a self-managed super fund annual return by 31 October should start preparing now, the ATO said. . The ...
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Can I still get the Age Pension if my super is healthy?

A healthy super balance doesn't always rule you out of the Age Pension . Many Australians assume a healthy super balance means they're not eligible ...
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New deeming thresholds could deliver small part age pension

Two significant deeming thresholds increased on 1 July 2026, the one at which the higher deeming rate of 3.25 per cent applies, and the income-free ...
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How Our Diets have Changed.

Check out the this visualization, which tracks the evolution of dietary calorie intake from 1930 to 2026. https://www.youtube.com/watch?v=g-r3G96byEQ . . . . . . . ...
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Beyond the Next CPI Print: What Warsh’s Fed Could Mean for Markets

Stack of papers fastened with pins lies on wooden table in office. Documents with accounting information ready for consideration at workplace Reading through Warsh's latest ...
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The evolution of the world’s languages

Check out the evolution of the world's most spoken languages from 2500 BC to 2026 https://www.youtube.com/watch?v=tGb93cZ4Low . . . . . . . . . ...
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Record SMSF growth driven by digital access

Record SMSF growth driven by AI and digital tools, but admin and compliance challenges persist . 48,500 new SMSFs were established in the 12 months ...
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Rules apply to gifting in superannuation

Australia’s age pension gifting rules are again under scrutiny as advisers warn that retirees are increasingly making financial gifts that unintentionally trigger Centrelink deprivation assessments, ...
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investment and economic outlook 2026

Our latest forecasts for investment returns and region-by-region economic outlook   . Economic outlook for Australia RBA tightens as inflation risks intensify “With energy prices ...
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What the Payday Super changes mean for your retirement

Significant reforms to the Australian superannuation system are about to take effect and could help people boost their super balances in the lead-up to retirement. ...
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Complications of maintaining two cost bases in Div 296

According to BT technical consultant Matt Manning, the Division 296 cost base reset requires SMSFs to maintain two parallel cost bases indefinitely: one for ordinary ...
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The SBSCH will close from 1 July 2026

The ATO is warning employers not to use the small business super clearing house (SBSCH) for any further contributions. . The SBSCH closes at 11.59pm ...
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Adequate retirement savings misjudged

Association of Superannuation Funds of Australia (ASFA) research has shown individuals across the country are overestimating how much super they will need in retirement. . ...
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Newsflash

Key Federal Budget tax measures pass Parliament Two bills* implementing key tax reform measures announced in the Federal Budget, passedboth houses yesterday and awaits royal ...
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Check out what Uses the Most Internet Traffic: Data from 1994 to 2026

The evolution of global internet traffic from 1994 to 2026, tracking which technologies, platforms, and digital behaviors consumed the largest share of bandwidth across different ...
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What’s your risk profile?

Understanding your risk profile is one of the most important steps you can take as an investor. It helps shape how your money is invested ...
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Six strategic investment moves for mid-career women

As women enter their mid-career years, many begin to earn more and have greater capacity to invest. Making the most of this window can play ...
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Commercial v residential: Be aware of ‘nuanced’ changes

The proposed capital gains tax changes announced in the budget are far more nuanced than the headlines suggest, the commercial director of a property valuation ...
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PAYDAY SUPER STARTS 1 JULY 2026 – Planning guides

From 1 July 2026, super contributions will need to be paid at the same time as wages.  . The current quarterly super payment system will ...
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ASIC urges Aussies to check for unclaimed money

AISC is urging Australians to check if they have lost or unclaimed money, with approximately $2.7 billion waiting to be reunited with its rightful owners. ...
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